Understanding Medicaid
Medicaid is a health insurance program jointly funded by the federal government and individual states. It provides healthcare coverage to millions of low-income adults, children, pregnant women, seniors, and people with disabilities.
Who is Eligible?
Eligibility criteria vary by state, but generally include individuals and families with income below a certain threshold. Factors like age, disability status, and family size also play a role. Resources are available to help you determine your eligibility.
- Low-income adults and children: Income limits are based on the Federal Poverty Level (FPL).
- Pregnant women: Income limits may be higher for pregnant women.
- Seniors (65+).
- People with disabilities.
What does Medicaid cover?
Medicaid offers a wide range of healthcare benefits, including:
- Doctor visits and preventive care
- Hospital stays and outpatient care
- Emergency room services
- Prescription drugs
- Mental health and substance abuse treatment
- Long-term care services for elderly and disabled individuals
While specific coverage details may vary depending on your state and individual circumstances, Medicaid provides a vital safety net for essential healthcare needs.
Understanding Different Programs
At Craven Insurance, we're passionate about helping individuals, families, and businesses navigate the health insurance landscape with ease
and confidence. Here's why Craven Insurance stands out in the industry:
- Traditional: This program directly provides healthcare coverage through the state.
- Managed Care: Individuals choose a Managed Care Organization (MCO) that coordinates and delivers their healthcare services.
- Children's Health Insurance Program (CHIP): This program covers children who don't qualify for traditional Medicaid but whose families have income above the Medicaid threshold.
Applying for Medicaid
- Contact your state Medicaid agency: Find contact information and resources.
- Gather necessary documents: Proof of income, identity, and residency might be required.
- Seek help if needed: Many organizations offer free assistance with the application process.
Medicaid doesn't make you any less deserving of quality healthcare. You deserve to understand your healthcare options and access coverage that meets your needs. Applying for Medicaid is confidential and does not affect your immigration status.