Mitigating Risks
As a dedicated carpenter, you transform wood into beautiful and functional creations. But carpentry projects involve inherent risks. Standard liability insurance may not provide sufficient protection for the specific challenges you face.
Protect yourself, your crew, and your clients with comprehensive insurance designed for the unique needs of carpentry professionals.
General Liability
This foundational coverage protects you from property damage caused by accidental mistakes during construction or renovations, as well as bodily injury claims if someone gets hurt on the job site (e.g., slip-and-fall accidents).
Workers' Compensation
Ensure financial protection for your employees in case of work-related injuries, a requirement in most states. This could include falls from ladders, cuts from tools, or repetitive motion injuries.
Commercial Auto
Get comprehensive coverage for your work vehicles, including carpenter trucks and vans, used for transporting tools, materials, and reaching customer locations.
Errors & Omissions (E&O)E&O Insurance
Protect valuable tools and equipment against theft, damage, or loss, crucial for a carpenter's livelihood.
Tailored to You
At CIA, we understand carpenters specialize in various areas. We offer a variety of insurance solutions to cater to your specific service offerings.
Finish Carpenters
Protect your business focused on crafting and installing cabinets, crown molding, trim work, and other high-quality interior finishes.
Rough Carpenters
Secure comprehensive coverage for larger-scale projects involving framing, building decks, or constructing staircases. This may involve additional considerations for structural integrity.
Furniture Makers
Get tailored policies that address the unique risks associated with woodworking in a shop setting, including protecting valuable finished pieces.
Why Partner With Us?
Choosing the right insurance partner is essential for your carpentry business.
Industry-Specific Expertise
Our team has a deep understanding of the legal and financial challenges faced by carpenters. We can answer your questions about specific coverages and risk mitigation strategies relevant to your carpentry services.
Risk Management
We offer valuable resources and guidance on workplace safety protocols specific to carpentry work, including proper tool handling, fall prevention techniques, and safe use of power tools.
Customized Coverage
We work closely with you to understand your project types, crew size, and budget to create a personalized insurance plan that safeguards your business.
Dedicated Client Support
Our agents are always available to answer your questions, address concerns, and guide you through the claims process if necessary.
